Looking for a smart way to streamline your human resource processes?

Leave the COBRA notice mailing and COBRA participant premium collection to us! It’s all included in your affordable COBRA subscription. When a COBRA qualifying event is submitted, our system jumps into action, mailing COBRA letters to participants and faxing courtesy notices to your insurance carriers to update them of changes. The same COBRA notices are e-mailed to you so you're immediately reminded of the change in status.

Here are just a few of the many advantages you’ll experience from our web-based COBRA administration software solution:


On Demand COBRA Administration Intelligence: Whether you need to verify a rule, check participant status, send COBRA notices, validate an insurance invoice or run a report, you quickly and easily do so - in seconds with COBRATrak’s user-friendly dashboard. Our All-in-One Ultimate Dashboard keeps you in the know with at-a-glance, real-time data. View participant status at all times, including COBRA qualifying events, elections, coverage, payments made, due dates for next payments, cancellations and terminations. Get a monthly status report or run ad hoc reports whenever you need them, immediately accessible in Excel.

Proof of COBRA Notice Mailing

Proof of COBRA Notice Mailing: When an employee has a COBRA qualifying event, you can rest assured that your COBRA notices and correspondence are processed accurately and timely. In three days or less, we print, stuff and mail all of the necessary COBRA notices from our facilities. COBRAGuard maintains 100 percent proof of mailing on every piece of U.S. mail sent, so you’re prepared for any challenge that may arise.

Premium Collection

Premium Collection: Avoid accounting mistakes and oversights with our premium collection and remittance system. We manage COBRA premium collection at our secure lockbox facilities by bonded personnel and our Premium Trust Account is through Bank of America Treasury Services, the largest bank in the U.S. All payments are deposited and posted on the day of receipt and validated to be forwarded or refunded in accordance with COBRA rules.

Secure Data Storage

Secure Data Storage: Store employee benefits data, census information, dependents and life events, and proof of COBRA notice mailing online – all in one easy-access location. Eliminate paper files and their inherent privacy risks.

Employer Support

Employer Support: If you can’t find the answer to your COBRA question online, just pick up the phone and call us. Our employer service representatives are certified COBRA administrators and dedicated to helping you manage your COBRA program on a daily basis. We're available to assist you between 8 a.m. and 5 p.m. CDT, Monday through Friday.

Participant Support

Participant Support: No time to handle COBRA participant questions? No worries! We answer COBRA calls so you don’t have to. Our expert COBRA representatives resolve participant issues quickly, respectfully and efficiently. Representatives are available toll-free via telephone from 8 a.m. to 5 p.m. CDT, Monday through Friday. In addition, our dedicated COBRA participant website (http://www.mycobra.info) allows your former employees to track their own COBRA status 24/7.

Customized Data Integration and Reporting

Customized Data Integration and Reporting: We collaborate with enterprise companies to meet their complex data integration and COBRA reporting requirements.

With COBRAGuard as your partner, COBRA compliance is easier than you ever thought possible.

Many people ask, "What's the catch? This seems too good to be true!" We understand your hesitation because when you shop and compare, you’ll see that nothing compares - COBRAGuard offers twice the service for half the cost! Our COBRA administration solution is the most affordable, accessible and comprehensive solution on the market.

The secret behind our low-cost offering lies in web-based efficiency. It’s good for you and it’s good for us. We're happy to pass the savings on to our valued clients.

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See how COBRAGuard stacks up against the competition. Twice the service for half the cost.

Solution Guide

Solution Guide

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90 Days Free!

90 Days Free

You can test-drive our services, risk-free, for the first 90 days – all with our low price guarantee and seamless transition services.